CalcHub PRO
Reverse Invoicing Solver

Stripe Reverse Fee & Client Invoicing Calculator (2026)

Stop losing 2.9% + $0.30 (or 4.4% on international cards) out of your own pocket. Calculate the exact invoice amount to ensure you receive 100% of your target payout.

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Preset Gateway:
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Transaction Inputs

$
+1.5%
+1.0%
+1.5%
Total Effective Rate:2.90% + $0.30
If customer pays you $100.00:
You Receive (Net Payout)
$96.80
Total Processing Fee
$3.20
Base Processing Fee (2.9%):$2.90
Fixed Transaction Fee:$0.30
To receive exactly $100.00:
$103.30
(Includes fee $3.30)

Invoice your client for this amount so Stripe fee deductions leave you with your exact target in your bank account.

2026 Official Stripe Fee Comparison Matrix

Based on standard US accounts
Transaction TypePercentage FeeFixed FeeEffective on $100Net You Keep
US Domestic Standard Card2.9%$0.30$3.20$96.80
International Card (Non-US)4.4% (+1.5%)$0.30$4.70$95.30
International + Currency Conversion5.4% (+2.5%)$0.30$5.70$94.30
PayPal Standard Merchant3.49%$0.49$3.98$96.02
Stripe Instant Payout (Debit)+1.5%$0.00+$1.50Immediate

Feature Comparison: CalcHub vs Standard Payment Calculators

See why thousands of creators and businesses choose modern client-side calculation

Key Feature
CalcHub (2026)PRO
Standard Payment Calculators
Calculation Direction
Two-Way (Forward Payout & Reverse Invoice)
Forward calculation only
Cross-Border & Currency Conversion
Includes +1.5% International & +1% FX toggles
US domestic cards only
1-Click Client Invoice Clipboard
Instant copy button with invoice note explanation
Manual copy-paste required

The Problem with Standard Forward Fee Calculators

If you want to receive $1,000 net, charging $1,029.30 will still leave you short because Stripe takes 2.9% of the NEW total! Our reverse solver uses the mathematical formula: [Target Net + Fixed Fee] / (1 - Fee Rate) to guarantee your payout matches to the exact cent.

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faqs

Invoice Amount = (Target Net Amount + Fixed Fee) / (1 - Percentage Rate / 100). For example, to net $100 with 2.9% + $0.30 fee: ($100 + $0.30) / (1 - 0.029) = $103.30.

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