CalcHub PRO
PayPal 2026 100% In-Browser Privacy

PayPal Fee & Net Payout Calculator

Calculate exact PayPal merchant, invoicing, and international cross-border transaction fees.

PayPal Preset:
100% In-Browser Privacy
$
Active Effective Formula: 3.49% + $0.49
If Buyer Sends Exact AmountStandard
PayPal Fee-$3.98(4.0% effective)
Net You Receive$96.02Ready in Balance
Reverse Invoice (To Net Full Amount)
PRO Secret
To receive exact $100.00, charge:$104.12Covers $4.12 fee, leaves exactly $100.00 net
Mathematical Calculation Formula:Fee = (Amount × Rate) + Fixed Fee | Net = Amount - Fee | Reverse = (Target + Fixed) / (1 - Rate)

How to Use This Calculator

  1. 1Enter the transaction amount you want to receive or charge.
  2. 2Select your payment scenario: Standard Goods & Services (3.49% + $0.49), Invoicing (2.99%), or International (+1.50%).
  3. 3View exact deductions, final balance, and the exact reverse amount to invoice to cover all fees.

Key Features & Capabilities

  • Official 2026 PayPal US merchant rates (3.49% + $0.49) and invoicing rates (2.99% + $0.49).
  • Reverse fee calculation: Calculates the exact billable amount to net full value.
  • 100% private in-browser computation with zero server logging.

Frequently Asked Questions

What are the standard PayPal seller fees in 2026?

For standard US transactions, PayPal charges 3.49% + $0.49 per transaction. For invoices and checkout, the rate is 2.99% + $0.49. International transactions carry an additional 1.50% fee.

How do I avoid losing money to PayPal fees?

Use the reverse calculation feature to invoice your client the gross amount, so that after PayPal deducts its percentage and fixed fee, you receive 100% of your target net.

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